August 15, 2011

When Do You Need a Lawyer?

Posted By: Ward Black Law

Auto accidents are scary!  You are driving down the street and suddenly a careless driver comes out of seemingly nowhere and collides with your car.  Then there are lights and sirens everywhere as law enforcement, fire and ambulance crews descend on the scene.  The officer asks you questions about how the accident occurred, and whether you are injured.  Then you may be transported to the emergency room at a local hospital for obvious injuries or simply to be “checked out.”  Later, after the law enforcement officer finishes his investigation he prepares an accident report, showing how the accident took place, who the witnesses are and that the other driver was cited for making an illegal left turn in front of your vehicle.


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August 8, 2011

Experience and the Young Driver

Posted By: Ward Black Law

Every year thousands of young people tragically die as a result of motor vehicle accidents.  The Centers for Disease Control (CDC) reports that motor vehicle accidents are the leading cause of death among teenagers each year.  More than one-third of teen deaths are caused by motor vehicle accidents – a frightening statistic indeed.  According to the CDC young men between 16 and 19 years old, those driving with passengers and newly licensed drivers are at highest risk of motor vehicle accidents.


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August 3, 2011

The Lawyer’s Perspective on Personal Injury Cases

Posted By: Ward Black Law

Lawyers seldom see their clients’ personal injury cases the same way their clients see their cases.  This phenomenon typically has little to do with the client or the facts of the case – really, we want do to all we can to help our clients.  Rather, this divergence in viewpoints comes from a lawyer’s legal training and experience.


July 15, 2011

Changes to the Law Benefit Insurance Companies at the Expense of Injured People

Posted By: Ward Black Law

 The North Carolina legislature recently ended its “long-session” on June 24th. Notable among the legislation enacted was House Bill 542 entitled “AN ACT TO PROVIDE TORT REFORM FOR NORTH CAROLINA CITIZENS AND BUSINESSES,” which dramatically changed the legal landscape for injured people, and provides a windfall for negligent drivers and their insurance companies.


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April 13, 2011

Making the Worst of a Bad Situation

Posted By: Ward Black Law

So, you’re at work one day – a day just like thousands of days before – when a pallet of merchandise falls from a shelf ten feet up and lands on you.  The merchandise, weighing a couple hundred pounds, breaks your shoulder and your collar bone and ruptures two vertebral discs in your neck.


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February 14, 2011

Uninsured and Underinsured Motorist Coverage (UM/UIM) – What is it and is it contagious?

Posted By: Ward Black Law

North Carolina law requires motorists to carry a minimum of $30,000.00 per person and $60,000.00 per accident in bodily injury liability coverage to protect other drivers from their negligence.  While motorists can buy liability insurance with much higher limits (and I recommend they do), many still purchase minimum limits policies.  If you have been to the doctor lately, you understand that $30,000.00 is not a lot of money, medically speaking, and if you are the victim of another driver’s negligence you could very quickly find yourself with medical bills exceeding $30,000.00.


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